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Experienced Wealth Management, Straightforward Financial Advice

Understand Your Risk Tolerance.

Do you know how risky your current portfolio is? We can  help you understand your risk tolerance and the volatility you can expect from your portfolio.

What's Your Risk Number?


IT TAKES 20 YEARS TO BUILD A REPUTATION AND FIVE MINUTES TO RUIN IT.  IF YOU THINK ABOUT THAT YOU'LL DO THINGS DIFFERENTLY. 

- Warren buffet 


Frequently Asked Questions


    What Experience Do you Have and What are Your Qualifications?
    What Services Do You Offer?
    Who do you work with?
    How much contact should we expect?
    How are you paid?
    What is your investment philosophy?
    What is wealth management?
    What we do
    What we don't do
    What is Evidence-Based Investing?

INVESTOR BEHAVIOR CAN BE MORE IMPORTANT THAN INVESTMENT PERFORMANCE.

- SCOTT STRATEGIC INVESTMENTS TENeTS OF INVESTING #2

 

Wealth Management 


financial

The team at Scott Strategic Investments works with successful people that are looking for financial planning advice in all aspects of their wealth, including portfolio design and investment management, retirement planning, tax planning, risk management and estate planning. 

We believe it is important to understand your unique circumstances and through our process we work to connect your money to your goals and life. Working together with our clients, we develop comprehensive road maps to work toward their life’s financial goals to practically address risks and help them address all areas of their financial lives.

retirement planning

In Colorado we are all well aware of the risks associated with ascending a peak and also  realize many accidents occur during descent.  Descending a peak can be just as dangerous, if not more, than the ascent. 

Similarly, investing over a career can be  a much more forgiving endeavor than retiring or living off those assets. We specialize in retirement income planning and our education and certifications underscore the seriousness and focus we place on this discipline. One of the greatest risks individuals nearing retirement and retirees face is experiencing a major market decline early in retirement which can have a large negative impact on the sustainability of an individuals portfolio for retirement.  This is also known as “sequence of return risk.”   We have developed a number of strategies to mitigate this potential risk for those who plan to fund some or all of their their lifestyle or retirement from their investment portfolio.


estate

It's critical to understand how your assets may be taxed and to take positive control of your estate planning. 

That's why we collaborate with your tax and legal team to develop tax, estate and gifting strategies to reduce taxes and ensure your assets end up in the right hands. And in the event you are looking for assistance in that area we can introduce you to unaffiliated CPAs and estate planning attorneys to advise on taxes, wills, trusts guardianships, business planning and advanced directives.  

You are under no obligation to use the services of any of the CPAs or attorneys introduced, and may choose any qualified professional to provide any of the services described above.  Any of the professionals and or entities and their services are not affiliated with LPL Financial and Scott Strategic Investments.

risk management

We analyze and evaluate your life, disability and long-term care insurance needs to ensure you have the right amount of insurance, and the appropriate types of coverage for your
situation. 

When it comes to financial products, we are independent in our thinking and approach. We best serve our clients by analyzing all available options and working with insurance experts to identify appropriate strategies. There is no one- size- fits- all answer.  We work to identify comprehensive strategies and custom tailor them to our clients’ goals to reduce risk.



Our Approach 

Our approach is focused on getting to know you, your unique goals, what you care about and where you want to go and what you are trying to accomplish.  Additionally, our process will help determine if we are a good fit to work effectively together to increase the likelihood of success and ensure a mutually beneficial long-term relationship.


THE GAME OF LIFE IS THE GAME OF EVERLASTING LEARNING.  AT LEAST IF YOU WANT TO WIN! 

- Charlie Munger

 

Investment Management


Our Philosophy

In 30 years of investing Bob Scott (CFP® AAMS®) has seen technology significantly change the way investing and analysis is employed for the benefit of investors.  The Scott Strategic Investments’ philosophy is founded on research and a focus on making equity investing work for individuals.  The SSI Tenets of investing are a set of timeless ideas, some articulated by investing greats like Warren Buffett and Sir John Templeton, that can serve as a reality check when emotions run high.

 We are passionate about the details of  investing but our focus is on using our experience to give investors the financial confidence that comes with having a well designed portfolio and financial plan.

That is why we build robust strategies to factor in a multitude of scenarios and are well aware that “past performance is not indicative of future performance”.   We believe in active and passive investing, they each have their place.  We also believe in the idea that the best investment plan is the one the individual can stick with.  For many of our clients that means they are invested in a strategic allocation (long term) and our  unique tactical portfolio that is dynamically adjusted according to market conditions, and market risk.  We believe its important to have a strategy for the inevitable bear market.  

No strategy assures success or protects against loss.



behavioral coaching

We spend a great deal of time educating our clients and sharing with them what we have learned through 30 years of experience on Wall Street and helping individual investors. 

The growing body of literature regarding "behavioral investing" has identified two human qualities that tend to have a negative impact on investors behavior and investment results.

1.  The brain likes short term gratification (resulting in quick and easy decisions).

2. Individuals tend to like herding (and dislike social exclusion).

These traits typically result in emotional decisions at the wrong time and inconsistent with the achievement of long term goals.  Whether it’s building a conservative retirement income plan or helping the client have the confidence to stick with a plan, we have many tools and approaches at our disposal to help clients work towards their goals. 

Investing can be disorienting for many people. But with our flexible and comprehensive approach we can help you pursue your goals with a tailored strategy to alleviate your fears and improve behavior.


THE ONLY SOURCE OF KNOWLEDGE IS EXPERIENCE

- Albert Einstein 

Our Team


Bob Scott, CFP®, AAMS® Photo

Bob Scott, CFP®, AAMS®

President
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Bob Scott, CFP®, AAMS®

Bob Scott has been in investments and investment banking since 1987. Bob began his career as a financial analyst at Kidder, Peabody & Co., in New York City. Later he accepted a position with Alex Brown & Sons in San Francisco as a senior analyst. As an analyst he specialized in mergers and acquisitions and raising capital for companies in the public market.

In 1993, he moved to Denver and became managing principal at Rockmont Capital Partners, a private investment company that invests in and acquires public and private companies.

In February 1999, Bob and his family relocated to Pagosa Springs and opened an office for Edward Jones Investments where he became a limited partner. In February 2007 Bob affiliated with Raymond James Financial Services, Inc., and formed Scott Strategic Investments, LLC.

Bob received a bachelor's degree in business administration and international relations from the University of Southern California and an MBA from the University of Denver. Bob is a CERTIFIED FINANCIAL PLANNER™ practitioner and completed the Accredited Asset Management Specialist (AAMS) professional education program offered by the College for Financial Planning.

He has been involved in the community serving on various non-profit boards.  Currently, he is serving a 6 year term on the Colorado Supreme Court Nominating Commission.

Anthony Doctor, RICP® Photo

Anthony Doctor, RICP®

Wealth Advisor
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Anthony Doctor, RICP®

Anthony received a bachelor’s degree in geology from Western State University in Gunnison, CO, and worked as an exploration geologist for Tenneco Minerals in Alaska, Nevada and Utah. He then became a student of the markets, trading commodities, currencies and options. Anthony joined Scott Strategic Investments in the fall of 2013.

In addition to being a financial advisor, Anthony has successfully operated a custom-home building business for the past twenty years in Pagosa Springs, and is an active real estate investor in the Colorado and Arizona markets.

Julie Walter Photo

Julie Walter

Client Service Associate
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Julie Walter

For Julie, interacting with clients is the best part of her job as the Client Services Associate.  Julie joined the team in 2016 and loves helping clients, problem solving and learning something new every single day.

She enjoyed a rewarding career in real estate administration and auditing.  That industry background and experience prepared her for the financial services industry.

 Born in Honolulu, raised in the San Francisco Bay area, she is the daughter of an Air Force Pilot.

THOSE WHO HAVE KNOWLEDGE, DON'T PREDICT.  THOSE WHO PREDICT, DON'T HAVE KNOWLEDGE.

— Lao tzu 6th Century CHINESE PHILOsoPHER

Resources


Tenets of Investing


01We believe a value driven investment philosophy is the most effective way to build long-term wealth.
02Investor behavior can be more important than investment performance.
03Price matters, risk and return are a function of price.
04“This time is different” are the four most dangerous words in investing.
05Paying attention to  risks is more important than chasing higher returns.
06Macroeconomic forecasting is  not critical to investing nor is it possible.
07Investing is not speculating or gambling, there is a difference.
08Managers should focus on absolute returns, not relative performance.
09I believe in “eating your own cooking” and working with managers who also believe in this aligning concept.
10Be diversified, but not too diversified.

Happiness is not the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.

— Franklin D. Roosevent

Contact



Let us do the heavy lifting. Schedule your complimentary no obligation consultation below. We look forward to hearing from you soon!

Address

Scott Strategic Investments
189 Talisman Suite D
Pagosa Springs, CO 81147

Phone

970.731.3070

Fax

970.731.3079

Toll Free

800.731.6345

Client Portal

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